Getting Fleeced

There will be no photo here even though it was a beautiful Sunday afternoon on January 9th. I had been promised, by mailed invitation and 2 follow-up phone calls, two tickets to Orlando, Florida, or maybe an SUV, all for just showing up at a timeshare presentation. So off I went to the Tradewinds Motel in Rockland at precisely 1:45 pm. I was there on time and in place, and I wish I hadn't been.

I was ushered into a large room where a woman came and began speaking with me about travel plans, showed me the timeshare space in the Motel, and talked about divorce, a subject about which I am still not entirely rational. After agreeing to take what I thought was information about their offer, and signing many pieces of paper, I left. I had no tickets to Orlando, nor a car.

ON getting home, I put the packet of papers on the pile with the tax stuff and the refinancing material from my other mortgage. It was a large pile, not entirely well-organized. I then went off to a ski weekend in New Hampshire with some women friends, came home, shovelled snow, and then went off to Boston to see friends. On Sunday, January 23, I was going through the pile of papers, and found the Tradewinds stuff. Oops.

I started going through the papers to see what it was all about, found a paper that said, ' sign here if you don't want us to resell your personal information.' I decided that I really did need to look at the stuff if they had a 'do not sell form', and started looking through it for something that looked like a description that I could understand. I found one form with a Notice To The Purchaser at the bottom. It said,
" Buyer's right to cancel: You may cancel this contract within ten calendar days following the date of execution of this contract or the receipt of the public offering statement of Tradewinds on the Bay Vacation Club, whichever is later."

I rustled through all the papers and found no "Public Offering Statement," and thought I was home free. I wrote out a letter asking to cancel the contract on the basis of not having found a Public Offering Statement, and packed up all the paperwork I could find, and shipped it back to Tradwinds. They received it on January 26th.

On January 27th, I got a call from Stephen Cobb at Tradewinds. He tried to talk me out of rescinding the contract, but I wouldn't budge. He made a phone appointment with me for 10am the following morning, with Joseph Hart(?), who was not so amenable. He accused me of lying, of being foolish, and of looking really stupid in a court of law. He was yelling by the time I gave up and asked him what to do to get rid of the property. He sent me to a man called Edward Magee at Resort Solutions in Williamsburg, Virginia. Edward offered to sell my property for a $199 fee and no closing costs. I said I had to think about it. By then, I was completely confused about what I had done, or not done, and very confused about what to do next.

I went to the Consumer Protection site on the web and found Maine's consumer mediation site. I filled out forms; they returned with an email asking for more information, and I responded with what I had. I still am confused, but now am quite angry. When I looked at my credit card statement today, I discovered that not only had they taken their money from my credit card on January 20th, but this Sunday, on January 30, they had again tried to get my deposit from my credit card, and then tried to rescind that transaction.

I remain confused as I still don't have any record of what I signed, having sent all the paperwork back to them. Nor do I know what may or may not happen next. I filed the complaint with the consumer mediation service. We shall see what happens next.